0% interest, £0 fees, 0 worry, salary advance

Get an advance on pay with borofree, a cashless salary advance solution that's free for employers and employees.

borofree app storeborofree app store

borofree won 2 GCVA
Hall of Fame

borofree is the proud recipient of GCVA’s
Most Innovative Initiative Award and The Big ESG Award from their Hall of Fame Awards 2021

borofree is here to help

Always zero, always available --- especially when you need it the most

the new way to advance your pay

Get instant access to up to £300 of your salary before payday, for free.

Forever zero costs.

When you join borofree, you’re also joining a group of businesses that are committed to the financial wellbeing of their staff.

Here are some reasons why you need to help your staff regain control of their finances.


Yearly cost to the economy through lost productivity from financially stressed employees


Large businesses that are impacted by their workforce’s poor financial well-being


Employees that are stressed about money


Employees that admit financial concerns impact their performance at work

borofree salary advance cash advance

let us help you
put your people first

borofree Time Management
Improve work productivity and lessen workplace stress by transforming your workforce’s relationship with money
borofree Time Management
Attract, motivate, and retain employees by supporting their financial wellbeing without cost
borofree Time Management
Quick, secure, and simple enrolment without the need to integrate your payroll to our system
borofree Time Management
Real-time and automatic repayments that make salary advances effortless

changing the face
of finances is what we’re all about

borofree Time Management
Give your employees advance access to up to £300 of their salary every month with 0% interest, £0 fees, and £0 cost to them and to you
borofree Time Management
Allow your employees to buy products and services with gift cards from over 50 of UK’s top retailers
borofree Time Management
Transform their relationship with money through worry-free and instant financial assistance
borofree Time Management
Improve their financial literacy using money coaching guides and helpful financial advice from an expert

With our technology, we are able to take away the pain of waiting for payday by giving your employees financial breathing space.

borofree brands and retailers
Gain access to more than 50 brands and retailers
borofree monthly salary advance
Get quick and advance access to up to £300 of your salary, monthly
borofree gift cards
Manage gift cards in one place
borofree salary advance balance
Send gift cards to family and friends
borofree track spending repayment
Track spending and facilitate repayment effortlessly

we’re more than a salary advance

borofree is here to help rewrite financial stories with an employee benefit that can be used during emergencies, support users in budgeting, assist them with financial planning and even send gifts to friends and family

Salary Advance for emergencies

for emergencies

If unexpected event comes up that costs a fair chunk of money, users don’t have to resort to using credit cards or other loan facilities that charge high interest rates
Salary Advance for budgeting

for budgeting

With borofree’s closed-loop gift cards, users are able to stay on top of their spending more easily and efficiently than using cash

With advances capped (maxed at £300), users can always be confident that they’re never advancing more than they can afford
Salary Advance for planning

for planning

Users can use borofree to set aside gift cards each month for anticipated events like birthdays and Christmas

It reduces financial stress
and avoid debt
Salary Advance for gifting

for gifting

borofree users are given the
opportunity to share their gift cards by sending them out to family and friends through the app

Gifting has never been this simple, easy and personal

financial happiness stories

“I was originally hesitant to sign up to borofree because of negative experiences I'd had with alternative solutions. Using borofree has really helped me budget and stop being frivolous with my money. I feel so much more in control.”

borofree william m

William M

“I’ve had bad experiences with pay day loans in the past so being able to access borofree really is a blessing to me, especially since it doesn’t affect my credit file either.”

borofree jodie d

Jodie D

“Using the borofree app in store is very easy to use and is generally quicker than paying with card or with cash. Being able to clearly see what you have spent for the month and the clarity of how you pay it back - through your employer straight from your wages - saves me worrying about having to manually pay this back.”

borofree thomas

Thomas L

The reason I’ve personally continued to use borofree is that prior to using it I admittedly didn’t have the best budgeting skills and the way the app is laid out shows clearly what I’ve spent on certain items during the month and it also gives me a perspective of what the difference is in my spending from month to month.

borofree thomas

Sheila G

grow your business

grow your business through your people by giving them access to more than 50 brands they love and need

Companies and institutions across UK trust borofree as their salary advance solution